Educational expenses
Now that you have estimated your resources, it is time to calculate your basic educational costs, starting with exactly how much you will need to cover tuition and fees. At 成人VR视频, the cost of tuition and fees varies by program and is subject to change. Students should visit听the听Student Accounts听website for听concise and up-to-date breakdowns. 听
Next, estimate the cost of all other school-related items, like books, lab equipment听and other supplies. On average, students should expect听to pay about $1000 for books for an entire academic year (8 months for Undergraduate students, 12 months for Graduate students). Bear in mind that this, and the cost of other items,听varies by program.
Once you have these two estimates, add them together and enter the total amount on line 13 of the Budget Pie Guidelines (Tab 1 of the听
Frugal Scholar Toolkit ).
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Living expense guidelines
You now have your approximate Net Resources (line 14). This is the amount that you have left over for all other expenses. On the Budget Pie Guideline, you will see that the Net Resources number has been converted into guideline amounts for everything from food to cell phone charges. These amounts are what we suggest you spend on each living expense based on how much money you have available. We call this the Budget Pie because once you get your pie (i.e. net resources for the month), you have to slice up the pie in a way that meets all your needs. When one slice grows (i.e. your rent increases), another slice has to shrink.听
If you know how much you will spend on any of the items listed, enter the amount to see if you are spending more or less than the recommended amount. For example, if you are planning to live on campus, enter in the cost of residence and meal plans. Or if you have found a place to live off-campus, enter in what you will be spending on rent. For information on the cost of your chosen residence or off-campus housing in Montreal, visit the听Residences and Student Housing听website.
Do the estimates seem reasonable to you? Think you can live on what you have? Great! You are ready to move on to the next step - Build your budget(s). If not, you may need to revisit the Estimate your resources page to see if there are any other ways you can bring in extra cash. You can also Cash in on these tips that can help you stretch your dollars!